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Taking credits

 

27.12.2022.

 

People have different views on taking credits – one considers them to be bad, others – taking advantage of the opportunities provided by credit. However, “good loans” can be called loans that are weighted and improve quality of life.

Credit obligations are a responsibility that requires a careful assessment of the various options. We recommend that a number of questions be answered before the contract is signed and the decision is taken.


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1. What should be taken into account before signing a credit agreement?1. What should be taken into account before signing a credit agreement?
2. Is credit the best solution?2. Is credit the best solution?
3. How much will I have to give?3. How much will I have to give?
4. Can I afford it?4. Can I afford it?
5. How can I mitigate my risks?5. How can I mitigate my risks?
6. What is credit history?6. What is credit history?
7. How do I prepare a statement about my income? 7. How do I prepare a statement about my income?